What is Disability Insurance?

Disability insurance is a type of insurance coverage that provides income replacement when you are off work due to any type of accident, whether it is on the job or not. It protects you and your family from the loss of income that comes from an injury or accident. Depending on the policy you purchase, your insurance provider will cover a portion of your monthly income so you can still pay bills while you are recovering.



  • Disability Insurance Needs to be Considered by Women

    by Michele Postler, Tuesday, January 22, 2013

    Women today have transformed in to super women, juggling family, a career and all the other responsibilities and duties in the middle. They are making up almost half of the work force currently and bring in nearly half of the household income.

  • You Can Get Disability Insurance If You Have Diabetes

    by Michele Postler, Monday, December 31, 2012

    Most people think that because they have diabetes they will not qualify for disability insurance but this isn’t exactly the case. Most insurance companies now realize that the consequences of diabetes can be controlled and that people live normal lives without much interference from effects of diabetes.

  • Disability Insurance for Family Protection

    by Michele Postler, Monday, December 10, 2012

    For most people, when asked what their greatest asset is, they say something like, their job, and house or retirement package. But they don’t think of how they got those things. They don’t realize that their greatest asset is their own ability to earn an income.

  • What Would You Do If You Were Hurt and Couldn’t Work?

    by Michele Postler, Saturday, November 24, 2012

    Most people are more inclined to buy life insurance before disability insurance, but it is more likely that a person may become disabled for at least a year than for them to become deceased. Which emphasizes that more people are either not entirely sure of the benefits or they are depending on the Social Security Disability Insurance.