What is Life Insurance

A life insurance policy might be the only insurance policy where the owner won’t see any benefits. A term life policy takes effect after the owner has died, and his or her beneficiary (ies) receive the proceeds. A whole life insurance policy includes both the benefits of a term policy, as well as investment factors. For the purpose of this article, we will be discussing term life only.



  • Life Insurance Premiums Don’t Have to Break Your Bank

    by Michele Postler, Tuesday, December 18, 2012

    Life insurance shouldn’t be looked at as planning for your death but for planning for any unforeseen event that may affect the livelihood of your loved ones. Shopping around for life insurance is not on the top of your list for enjoyable things to do in your free time but it sure will help out if something were to ever happen to you.